Privacy Policy

Effective Date: October 11, 2026

Introduction
IOL Financial Consulting (“IOL,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the personal information you share with us.

This Privacy Policy explains how we collect, use, store, and protect information when you visit our website, contact us, request a consultation, or inquire about our financial consulting services.

By using our website, you acknowledge the practices described in this Privacy Policy.

Information We Collect
We may collect information that you voluntarily provide when you complete a contact form, request a consultation, communicate with us by email, or inquire about our services.

This information may include:

Your name
Email address
Phone number
Company or business name
Information about your business needs or consulting inquiries
Other information you choose to share with us

We may also automatically collect certain technical information when you visit our website, including your IP address, browser type, device information, pages visited, and general website usage information.

How We Use Your Information
IOL Financial Consulting may use collected information to:

Respond to inquiries and consultation requests
Communicate about our financial consulting services
Evaluate potential consulting engagements
Provide requested information and professional services
Improve website functionality and visitor experience
Monitor website performance and usage trends
Maintain the security and integrity of our website
Comply with applicable legal obligations

We use personal information only for legitimate business purposes consistent with this Privacy Policy.

Business and Financial Information
As a financial consulting firm, we understand that business and financial information can be sensitive.

Information shared during consultations or professional engagements may include financial reports, business operations, accounting procedures, organizational structures, and other confidential business information.

We take reasonable steps to protect this information and limit access to individuals or service providers who need it for legitimate business purposes.

Specific confidentiality obligations related to consulting engagements may be addressed separately in applicable service agreements.

Cookies and Website Analytics
Our website may use cookies and similar technologies to support website functionality, understand visitor activity, and improve the user experience.

These technologies may collect information about how visitors interact with our website, including pages viewed, time spent on the site, and general browsing activity.

You can manage or disable cookies through your browser settings. Certain website features may not function as intended if cookies are disabled.

Where required by applicable law, we will request consent before using nonessential cookies or tracking technologies.

How We Share Information
IOL Financial Consulting does not sell personal information.

We may share information with trusted third-party service providers when reasonably necessary to operate our website, manage communications, schedule consultations, or support our business operations.

These providers may include website hosting platforms, scheduling services, email providers, and analytics services.

We may also disclose information when required by law, to respond to lawful requests, or to protect our legal rights and the security of our business.

Third-Party Services and Links
Our website may contain links to external websites or use third-party services for scheduling, analytics, or other business functions.

These third parties operate under their own privacy policies and practices. IOL Financial Consulting is not responsible for the privacy practices or content of external websites.

We encourage visitors to review the privacy policies of any third-party services they access.

Data Security
We implement reasonable administrative and technical safeguards designed to protect personal information against unauthorized access, misuse, loss, or disclosure.

However, no method of electronic transmission or data storage is completely secure. We cannot guarantee absolute security of information transmitted through our website or electronic communications.

Please avoid submitting highly sensitive financial information, passwords, banking credentials, or confidential financial documents through general website contact forms.

Data Retention
We retain personal information only as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, maintain business records, provide services, resolve disputes, and comply with applicable legal obligations.

Retention periods may vary depending on the nature of the information and our relationship with you.

Your Privacy Choices and Rights
Depending on your location and applicable privacy laws, you may have certain rights regarding your personal information, including the right to request access, correction, or deletion.

You may also request that we stop sending you nonessential business communications.

To submit a privacy-related request, please contact us using the email address listed below. We will review and respond to requests in accordance with applicable law.

Children's Privacy
Our website and consulting services are intended for business professionals and individuals who are at least 18 years old.

We do not knowingly collect personal information from children under the age of 13. If we become aware that such information has been collected, we will take appropriate steps to delete it.

Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our business practices, website functionality, or legal requirements.

Any updates will be posted on this page with a revised effective date. We encourage visitors to review this policy occasionally.

Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact:
IOL Financial Consulting
Email: emily@iolfinancial.com
Website: www.iolfinancial.com