
ABOUT
Why Companies Hire a Fractional CFO
Businesses often reach a point where accurate accounting and financial reporting are no longer enough. Growth, profitability challenges, leadership transitions, financing needs, and increasing operational complexity require strategic financial leadership.
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A Fractional CFO helps business owners, executives, leadership teams, and boards
move beyond transactional reporting by providing forecasting, cash flow management, profitability analysis, budgeting, debt and capital planning, executive reporting, and strategic decision-making support.

IOL Financial Consulting was founded by Emily Giaquinta to provide strategic financial leadership to businesses that need more than a Controller but are not ready for a full-time CFO.
Emily brings more than 20 years of executive experience as a CEO, COO, and CFO, helping construction companies, real estate developers, and project-driven organizations improve profitability, stabilize cash flow, strengthen financial systems, secure financing, and scale operations.
Having led finance, operations, and fiscal planning across multiple organizations, Emily understands how to connect financial performance with day-to-day execution. Her approach combines financial discipline, operational insight, and practical business leadership to help companies make confident decisions and achieve sustainable growth.

